This cover includes:

• Fire, Lightning, Explosion
• Earthquake
• Aircraft and other flying devices
• Storm
• Flood
• Weight of Snow
• Escape of water from and frost damage to fixed water tanks, apparatus or pipes
• Escape of oil from fixed domestic oil-fired heating installation(s)
• Unoccupancy definition amended to 60 consecutive days 
• Smoke damage caused by a fault in fixed domestic heating installation(s)
• Theft or attempted theft
• Collision by vehicle or animal
• Riots, strikes, violent disorder, civil commotion and malicious damage
• Subsidence, Heave or Landslip
• Breakage or collapse of fixed radio and television aerials, fixed satellite dishes and their fixtures and fittings
• Falling trees, telegraph poles or lamp-posts
• Property owner’s liability now up to £5 million
• Accidental Damage to fixed glass, solar panels, sanitary ware & ceramic hobs
• Accidental Damage to oil pipes, underground water and gas supply pipes, sewers, drains & cables
• Loss of rent due to you up to 20% of the sum insured for Buildings
• Free £10,000 contents 
• Alternative accommodation following loss or damage by an insured peril to the buildings
• Architect’s and surveyors fees, debris removal and additional costs as a result of Local Authority requirements
• Increased domestic metered water charges up to £750 in all following an escape of water
• Anyone buying your property until the sale is completed
• Pro Rata Cancellation
• Trace and Access up to £10,000 in all following an escape of water 
• Damage to lawns and gardens up to £1,000 in all resulting from the actions of the emergency services attending the premises
• Damage to Buildings up to £1,000 in all resulting from the actions of the emergency services attending the premises
• Costs you have to pay for replacing or refilling fire extinguishers and/or fire blankets
• Malicious damage caused by your tenant(s) up to £5,000 in any one period of insurance
• Accidental damage to buildings

• Legal Expenses up to £25,000

This cover includes:

• Fire, Lightning, Explosion
• Earthquake
• Aircraft and other flying devices
• Storm
• Flood
• Weight of Snow
• Escape of water from and frost damage to fixed water tanks, apparatus or pipes
• Escape of oil from fixed domestic oil-fired heating installation(s)
• Smoke damage caused by a fault in fixed domestic heating installation(s)
• Theft or attempted theft
• Collision by vehicle or animal
• Riots, strikes, violent disorder, civil commotion and malicious damage
• Subsidence, Heave or Landslip
• Breakage or collapse of fixed radio and television aerials, fixed satellite dishes and their fixtures and fittings
• Falling trees, telegraph poles or lamp-posts
• Property owner’s liability now £5million
• Increased domestic metered water charges up to £750 in all following an escape of water
• Costs you have to pay for replacing or refilling fire extinguishers and/or fire blankets

This cover includes:

• Fire, Lightning, Explosion
• Earthquake
• Aircraft and other flying devices
• Storm
• Flood
• Weight of Snow
• Escape of water from and frost damage to fixed water tanks, apparatus or pipes
• Escape of oil from fixed domestic oil-fired heating installation(s)
• Smoke damage caused by a fault in fixed domestic heating installation(s)
• Theft or attempted theft
• Collision by vehicle or animal
• Riots, strikes, violent disorder, civil commotion and malicious damage
• Subsidence, Heave or Landslip
• Breakage or collapse of fixed radio and television aerials, fixed satellite dishes and their fixtures and fittings
• Falling trees, telegraph poles or lamp-posts
• Property owner’s liability now £5 million 
• Accidental Damage to fixed glass, solar panels, sanitary ware & ceramic hobs
• Accidental Damage to oil pipes, underground water and gas supply pipes, sewers, drains & cables
• Unoccupancy definition amended to 60 consecutive days 
• Loss of rent due to you up to 20% of the sum insured for Buildings
• Alternative accommodation following loss or damage by an insured peril to the buildings
• Architect’s and surveyors fees, debris removal and additional costs as a result of Local Authority requirements
• Increased domestic metered water charges up to £750 in all following an escape of water
• Anyone buying your property until the sale is completed
• Trace and Access up to £10,000 in all following an escape of water 
• Damage to lawns and gardens up to £1,000 in all resulting from the actions of the emergency services attending the premises
• Damage to Buildings up to £1,000 in all resulting from the actions of the emergency services attending the premises
• Costs you have to pay for replacing or refilling fire extinguishers and/or fire blankets
• Malicious damage caused by your tenant(s) up to £5,000 in any one period of insurance
• Full Accidental damage to buildings
• Free £10,000 Contents

• Legal Expenses up to £25,000

This cover includes:

• Fire, Lightning, Explosion
• Earthquake
• Aircraft and other flying devices
• Storm
• Flood
• Weight of Snow
• Escape of water from and frost damage to fixed water tanks, apparatus or pipes
• Escape of oil from fixed domestic oil-fired heating installation(s)
• Smoke damage caused by a fault in fixed domestic heating installation(s)
• Theft or attempted theft
• Collision by vehicle or animal
• Riots, strikes, violent disorder, civil commotion and malicious damage
• Subsidence, Heave or Landslip
• Breakage or collapse of fixed radio and television aerials, fixed satellite dishes and their fixtures and fittings
• Falling trees, telegraph poles or lamp-posts
• Property owner’s liability now £5 million
• Costs you have to pay for replacing or refilling fire extinguishers and/or fire blankets

This cover includes:

• Fire, Lightning, Explosion
• Earthquake
• Aircraft and other flying devices
• Storm
• Flood
• Weight of Snow
• Escape of water from and frost damage to fixed water tanks, apparatus or pipes
• Escape of oil from fixed domestic oil-fired heating installation(s)
• Smoke damage caused by a fault in fixed domestic heating installation(s)
• Theft or attempted theft
• Collision by vehicle or animal
• Riots, strikes, violent disorder, civil commotion and malicious damage
• Subsidence, Heave or Landslip
• Breakage or collapse of fixed radio and television aerials, fixed satellite dishes and their fixtures and fittings
• Falling trees, telegraph poles or lamp-posts
• Property owner’s liability now £5 million 
• Accidental Damage to fixed glass, solar panels, sanitary ware & ceramic hobs
• Accidental Damage to oil pipes, underground water and gas supply pipes, sewers, drains & cables
• Unoccupancy definition amended to 60 consecutive days 
• Loss of rent due to you up to 20% of the sum insured for Buildings
• Alternative accommodation following loss or damage by an insured peril to the buildings
• Architect’s and surveyors fees, debris removal and additional costs as a result of Local Authority requirements
• Increased domestic metered water charges up to £750 in all following an escape of water
• Anyone buying your property until the sale is completed
• Trace and Access up to £10,000 in all following an escape of water 
• Damage to lawns and gardens up to £1,000 in all resulting from the actions of the emergency services attending the premises
• Damage to Buildings up to £1,000 in all resulting from the actions of the emergency services attending the premises
• Costs you have to pay for replacing or refilling fire extinguishers and/or fire blankets
• Free £10,000 contents

• Legal Expenses up to £25,000
• Full accidental damage to buildings

This cover includes:

• Fire, Lightning, Explosion
• Earthquake
• Aircraft and other flying devices
• Storm
• Flood
• Weight of Snow
• Escape of water from and frost damage to fixed water tanks, apparatus or pipes
• Escape of oil from fixed domestic oil-fired heating installation(s)
• Smoke damage caused by a fault in fixed domestic heating installation(s)
• Theft or attempted theft
• Collision by vehicle or animal
• Riots, strikes, violent disorder, civil commotion and malicious damage
• Subsidence, Heave or Landslip
• Breakage or collapse of fixed radio and television aerials, fixed satellite dishes and their fixtures and fittings
• Falling trees, telegraph poles or lamp-posts
• Property owner’s liability Now £5 million
• Costs you have to pay for replacing or refilling fire extinguishers and/or fire blankets

This cover includes:

• Fire, Lightning, Explosion
• Earthquake
• Aircraft and other flying devices
• Storm
• Flood
• Weight of Snow
• Escape of water from and frost damage to fixed water tanks, apparatus or pipes
• Escape of oil from fixed domestic oil-fired heating installation(s)
• Smoke damage caused by a fault in fixed domestic heating installation(s)
• Theft or attempted theft
• Collision by vehicle or animal
• Riots, strikes, violent disorder, civil commotion and malicious damage
• Subsidence, Heave or Landslip
• Breakage or collapse of fixed radio and television aerials, fixed satellite dishes and their fixtures and fittings
• Falling trees, telegraph poles or lamp-posts
• Property owner’s liability now £5 million
• Accidental Damage to fixed glass, solar panels, sanitary ware & ceramic hobs
• Accidental Damage to oil pipes, underground water and gas supply pipes, sewers, drains & cables
• Loss of rent due to you up to 20% of the sum insured for Buildings
• Alternative accommodation following loss or damage by an insured peril to the buildings
• Architect’s and surveyors fees, debris removal and additional costs as a result of Local Authority requirements
• Increased domestic metered water charges up to £750 in all following an escape of water
• Anyone buying your property until the sale is completed
• Trace and Access up to £2,500 in all following an escape of water
• Damage to lawns and gardens up to £1,000 in all resulting from the actions of the emergency services attending the premises
• Damage to Buildings up to £1,000 in all resulting from the actions of the emergency services attending the premises
• Costs you have to pay for replacing or refilling fire extinguishers and/or fire blankets
• Unoccupancy definition amended to 60 consecutive days 

• Accidental damage to buildings
• Legal Expenses up to £25,000

This cover includes:

• Fire, Lightning, Explosion
• Earthquake
• Aircraft and other flying devices
• Storm
• Flood
• Weight of Snow
• Escape of water from and frost damage to fixed water tanks, apparatus or pipes
• Escape of oil from fixed domestic oil-fired heating installation(s)
• Smoke damage caused by a fault in fixed domestic heating installation(s)
• Theft or attempted theft
• Collision by vehicle or animal
• Riots, strikes, violent disorder, civil commotion and malicious damage
• Subsidence, Heave or Landslip
• Breakage or collapse of fixed radio and television aerials, fixed satellite dishes and their fixtures and fittings
• Falling trees, telegraph poles or lamp-posts
• Property owner’s liability now £5 million
• Accidental Damage to fixed glass, solar panels, sanitary ware & ceramic hobs
• Accidental Damage to oil pipes, underground water and gas supply pipes, sewers, drains & cables
• Loss of rent due to you up to 20% of the sum insured for Buildings
• Alternative accommodation following loss or damage by an insured peril to the buildings
• Architect’s and surveyors fees, debris removal and additional costs as a result of Local Authority requirements
• Increased domestic metered water charges up to £750 in all following an escape of water
• Anyone buying your property until the sale is completed
• Trace and Access up to £2,500 in all following an escape of water
• Damage to lawns and gardens up to £1,000 in all resulting from the actions of the emergency services attending the premises
• Damage to Buildings up to £1,000 in all resulting from the actions of the emergency services attending the premises
• Costs you have to pay for replacing or refilling fire extinguishers and/or fire blankets

• Accidental damage to buildings

This cover includes:

• Fire, Lightning, Explosion
• Earthquake
• Aircraft and other flying devices
• Storm
• Flood
• Weight of Snow
• Escape of water from and frost damage to fixed water tanks, apparatus or pipes
• Escape of oil from fixed domestic oil-fired heating installation(s)
• Smoke damage caused by a fault in fixed domestic heating installation(s)
• Theft or attempted theft
• Collision by vehicle or animal
• Riots, strikes, violent disorder, civil commotion and malicious damage
• Subsidence, Heave or Landslip
• Breakage or collapse of fixed radio and television aerials, fixed satellite dishes and their fixtures and fittings
• Falling trees, telegraph poles or lamp-posts
• Property owner’s liability now £5 million
• Accidental Damage to fixed glass, solar panels, sanitary ware & ceramic hobs
• Accidental Damage to oil pipes, underground water and gas supply pipes, sewers, drains & cables
• Loss of rent due to you up to 20% of the sum insured for Buildings
• Alternative accommodation following loss or damage by an insured peril to the buildings
• Architect’s and surveyors fees, debris removal and additional costs as a result of Local Authority requirements
• Increased domestic metered water charges up to £750 in all following an escape of water
• Anyone buying your property until the sale is completed
• Trace and Access up to £2,500 in all following an escape of water
• Damage to lawns and gardens up to £1,000 in all resulting from the actions of the emergency services attending the premises
• Damage to Buildings up to £1,000 in all resulting from the actions of the emergency services attending the premises
• Costs you have to pay for replacing or refilling fire extinguishers and/or fire blankets

• Full accidental damage to buildings