U-Sure Insurance
Raglan House
6-8 William Brown Close
Llantarnam Industrial Park
Cwmbran
NP44 3AB
info@u-sure.com
01633 838976

Unoccupied Property Insurance

Residential and Commercial risks

We work with XLCatlin and Amlin for our unoccupied residential risks. We also work with just XLCatlin for our unoccupied commercial risk.  

Cover Available for Residential Properties

(Bronze Cover) Unoccupied Level 1 Cover New Cover AvailableGet Quote

Fire

Lightning

Earthquake

Explosion

Aircraft and other flying devices

£100.00 Excess New

Property owner’s liability now £5Million New

Pro Rata Cancellation New

Rate reduction 25% Available New

(Silver Cover) Unoccupied Level 1 Plus Cover New Cover AvailableGet Quote

Fire

Lightning

Earthquake

Explosion

Aircraft and other flying devices

Storm

Flood

Weight of Snow

Pro Rata Cancellation New

Smoke damage caused by a fault in fixed domestic heating installation(s)

Collision by vehicle or animal

Subsidence, Heave or Landslip Now included on properties to be sold New

Breakage or collapse of fixed radio and television aerials, fixed satellite dishes and their fixtures and fittings

Falling trees, telegraph poles or lamp-posts

Property owner’s liability now £5Million New

£1,000.00 subsidence excess

£100.00 standard excess New

Costs you have to pay for replacing or refilling fire extinguishers and/or fire blankets

Rate reduction 25% available New

(Gold Cover) Unoccupied Level 2 Cover (full Perils) New Cover AvailableGet Quote

Fire,

Lightning

Earthquake

Explosion

Aircraft and other flying devices

Storm

Flood

Weight of Snow

Escape of water from and frost damage to fixed water tanks, apparatus or pipes

Escape of oil from fixed domestic oil-fired heating installation(s)

Smoke damage caused by a fault in fixed domestic heating installation(s)

Theft or attempted theft

Collision by vehicle or animal

Riots, strikes, violent disorder, civil commotion and malicious damage

Subsidence, Heave or Landslip now included on properties to be sold New

Breakage or collapse of fixed radio and television aerials, fixed satellite dishes and their fixtures and fittings

Pro Rata Cancellation New

Falling trees, telegraph poles or lamp-posts

Property owner’s liability now £5Million New

Accidental Damage to fixed glass, solar panels, sanitary ware & ceramic hobs

Accidental Damage to oil pipes, underground water and gas supply pipes, sewers, drains & cables

£1,000.00 subsidence excess

Accidental damage to buildings (Extension)

Free £10,000 contents New

£100.00 Standard Excess New

Rate reduction upto 25% off New

Contents Cover Available

(Bronze) Unoccupied Level 1 Cover Get Quote

Fire

Lightning

Earthquake

Explosion

Aircraft and other flying devices

Property owner’s liability no £5Million (if insured with buildings)

£100.00 standard excess

(Silver Cover) Unoccupied Level 1 Plus Cover New Cover AvailableGet Quote

Fire

Lightning

Earthquake

Explosion

Aircraft and other flying devices

Storm

Flood

Weight of Snow

Smoke damage caused by a fault in fixed domestic heating installation(s)

Collision by vehicle or animal

Subsidence, Heave or Landslip now included on properties to be sold New

Breakage or collapse of fixed radio and television aerials, fixed satellite dishes and their fixtures and fittings

Falling trees, telegraph poles or lamp-posts

Property owner’s liability now £5Million

£100.00 standard excess

£1,000.00 Subsidence Excess

(Gold Cover) Unoccupied Level 2 Cover (Full Perils) New Cover AvailableGet Quote

Fire

Lightning

Earthquake

Explosion

Aircraft and other flying devices

Storm

Flood

Weight of Snow

Escape of water from and frost damage to fixed water tanks, apparatus or pipes

Escape of oil from fixed domestic oil-fired heating installation(s)

Smoke damage caused by a fault in fixed domestic heating installation(s)

Theft or attempted theft

Collision by vehicle or animal

Riots, strikes, violent disorder, civil commotion and malicious damage

Subsidence, Heave or Landslip now included on properties to be sold New

Breakage or collapse of fixed radio and television aerials, fixed satellite dishes and their fixtures and fittings

Falling trees, telegraph poles or lamp-posts

Property owner’s liability now £5Million

Accidental Damage to oil pipes, underground water and gas supply pipes, sewers, drains & cables

£100.00 Standard Excess

£1,000.00 Subsidence Excess

Unoccupied Commercial Risks

Unoccupied Level 1 Cover Get Quote

Fire

Lightning

Earthquake

Explosion

Aircraft and other flying devices

£500.00 Excess

Property owner’s liability £2Million

Unoccupied Level 1 Plus Cover Get Quote

Fire

Lightning

Earthquake

Explosion

Aircraft and other flying devices

Storm

Flood

Weight of Snow

Smoke damage caused by a fault in fixed domestic heating installation(s)

Collision by vehicle or animal

Subsidence, Heave or Landslip Now included on properties to be sold

Breakage or collapse of fixed radio and television aerials, fixed satellite dishes and their fixtures and fittings

Falling trees, telegraph poles or lamp-posts

Property owner’s liability £2Million

£1,000.00 subsidence excess

£500.00 standard excess

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